Enter the recipient or sender’s email or mobile number.Open the PayPal app, tap Sign Up to create an account and follow the instructions as indicated by the app that will include linking your debit/credit card or bank account.

Instant transfers to a bank account or Visa® debit card require a fee charged by Venmo.

Standard bank transfers with a linked bank account typically take one to three business days with no fee.

Use the personal QR code feature to send money easily and quickly.

Tap Pay or Request, add the amount and tap Request or Pay.

Select or add the recipient or sender using their name, phone or email.

Open the Venmo app, select Personal, tap Sign Up to create an account and follow the instructions as indicated by the app that will include linking your debit/credit card or bank account. Depending on which app you use, you can transfer money with your Desert Financial debit card, credit card and/or bank account. If you’d like to exchange money with someone who is not a Desert Financial member, there are peer-to-peer mobile payment app options including Venmo, PayPal and Cash App. Peer-to-peer (P2P) mobile payment apps make it easy and convenient to use your mobile device to make cashless electronic money transfers between you and someone else.Īt Desert Financial, a member can transfer funds to another member using the Transfers feature in our mobile banking app (and in Online Banking). How do I send and receive money using Venmo ®, PayPal ® and Cash App ®? To view yours, go to “My Accounts” > “Statements & Documents” > “View eStatements” under the tax reporting section of the eStatements page. Members who opted to receive eStatements can access the applicable tax documents via Online Banking. If you receive paper account statements, you can expect to receive your tax documents via postal mail in early to mid-February. Year-end statements are mailed out by January 31 to account holders who received $10 or more in dividends. When should I expect to receive my year-end dividend statement?

While the purchase is pending, your current balance will still show as $100, while your new available balance will be $75. For example, you have an available balance of $100 and make a $25 purchase using your debit card. Your current balance is the full amount of all deposits to your account and posted payment transactions it doesn’t reflect outstanding checks you’ve written or transactions that are still pending. Your available balance is the amount available for you to use and includes any pending debit card transactions and holds on deposited funds. Why is there a difference between my current balance and my available balance? New cards and PINs will be ready for immediate use at both ATMs and merchants. Last four digits of TIN (Tax Identification Number).Card holder’s date of birth (mm/dd/yyyy).How do I reset my debit card PIN?įor ATM or debit card PIN creation or PIN changes, call (877) 635-9624. Where can I find a direct deposit request form to give to my employer?ĭownload the direct deposit form or access the form via Online Banking or the Desert Financial app by selecting My Accounts > Statements & Documents > Direct Deposit. If your 14-digit account number starts with “0,” you must include the zeros as well as the last 4 digits after the dash (this indicates whether it’s your checking account, savings account, money market account, etc.). Do not include the dash it could prevent your funds from being deposited or paid (example: 00045678900400).Click on the “Account Details” tab and look for the direct deposit and ACH transactions account number about halfway down the page. Your 14-digit account number: Log in to Online Banking and click the name of the account you want your funds deposited into.Our routing and transit number: 122187238.Next, you’ll need our routing number and your 14-digit account number to set up funds to be directly deposited into or a payment to be pulled from your Desert Financial account. How do I set up direct deposit?įirst, confirm with your employer’s payroll department or the Social Security Administration that a direct deposit option is available and that you are eligible. What is my routing number?ĭesert Financial’s routing number is 122187238. You can continue to use your Desert Financial debit card with Venmo, Cashapp and PayPal to send money to friends and family. We apologize for any inconvenience this may cause. Desert Financial debit cards that have already been added to Zelle through the Zelle app can continue to use the Zelle app normally. Due to technical difficulties beyond our control, members are not able to enroll a new Desert Financial debit card in Zelle.

Pending debit hold